Which type of report gives insight into past claims made on properties?

The correct choice is CLUE Reports, which stands for Comprehensive Loss Underwriting Exchange. These reports provide a detailed history of property claims made in the past. They are used by insurance companies to assess the risk associated with insuring a property. When a claim is made, it is recorded in the CLUE database, including details such as the type of claim, the amount paid, and the date it occurred. This historical data enables insurers to make informed underwriting decisions, as they can see patterns in claims that may indicate a higher risk.

In contrast, credit reports are primarily focused on an individual's credit history and financial behavior, which are not directly relevant to property claims. MVR, or Motor Vehicle Reports, relate to the driving records of individuals and won’t provide insight into property claims. BuildFax Reports focus on property construction and remodeling history rather than claims, and therefore do not serve the same purpose as CLUE Reports in terms of providing insights into past claims made on properties.