Which type of loss triangulation assesses claim frequency?

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The correct answer focuses on the assessment of claim frequency, which is an important aspect of loss triangulation in the insurance industry. Triangulation, in this context, involves compiling historical data to analyze trends and understand the behavior of claims over time.

When analyzing claims, understanding how many claims are made within a given period is essential for predictive modeling and rate-making. The chosen method, which looks at the count of claims, allows insurers to assess trends in claim frequency directly. This information can inform decisions on premium adjustments, reserve setting, and overall risk management.

In contrast, the other options primarily deal with monetary aspects of claims rather than their frequency. Options related to "Claim Payout," "Paid Loss," and "Incurred Loss" focus more on the severity or timing of claims, which are vital for understanding how much the insurer is paying out rather than how often claims are being made. This distinction highlights the unique purpose of frequency assessments in effective claims management.

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