Which option indicates no coverage with legal liability?

The option indicating no coverage with legal liability is accurate because it clearly states that there is no coverage provided along with legal liability implications. In insurance terms, "not covered" signifies that the insurer has not assumed responsibility for certain risks or claims. When combined with "legal liability," it emphasizes that any potential legal claims arising from the situation would not be covered by the policy, hence illustrating an absence of financial support or protection for the policyholder in such instances.

In a broader context, understanding the distinction between various liabilities and coverage conditions is crucial for policyholders to assess their risks effectively. Recognizing that certain scenarios will not offer any coverage due to no legal liability can help individuals or businesses in making informed decisions about risk management and insurance needs.