Which of the following is NOT a general use of reinsurance?

The correct answer highlights that generating more revenue from premiums is not typically considered a general use of reinsurance. Reinsurance primarily serves to manage risk rather than directly increase revenue.

Reinsurance is utilized by primary insurers to stabilize their loss experience, which means it helps smooth out financial results over time by absorbing some of the risks associated with underwriting. This allows companies to manage volatility in their financial performance effectively. Additionally, reinsurers support primary insurers when entering new markets, providing the necessary capital and expertise to safely expand their offerings. Catastrophe protection is another essential function of reinsurance, ensuring that insurance companies are financially safeguarded against large, unforeseen events, which could otherwise lead to significant losses.

Therefore, while reinsurance contributes to an insurer's overall financial health by mitigating risks, it does not inherently serve the purpose of generating additional premium revenue. Instead, its primary functions revolve around risk management and operational stability.