Which account type is NOT typically part of the small commercial category?

Mainstream personal lines are typically associated with individual consumers and cover individual risks, such as homeowners and auto insurance. This differentiates them from small commercial accounts, which focus on businesses and their specific insurance needs, such as liability and property coverage in a small business context.

Small commercial accounts generally cater to businesses with relatively lower premiums and simpler insurance requirements. Middle-market commercial refers to larger or more complex business accounts, while niche markets involve specialized industries that may have unique coverage needs.

Since mainstream personal lines do not pertain to businesses and instead target individual consumers, it is not part of the small commercial category. Understanding the distinction between personal lines and commercial lines is crucial for identifying the various account types within the insurance landscape.