Financial survey examinations are conducted by which entity?

The correct answer is that financial survey examinations are conducted by the state where the insurance company operates. This is because state insurance regulators are responsible for overseeing the financial health and practices of insurance companies within their jurisdiction. The goal of these examinations is to ensure that the insurance companies are financially stable, comply with relevant laws and regulations, and are capable of fulfilling their obligations to policyholders.

State regulators conduct these examinations periodically to assess various financial metrics, review records, and ensure that companies are not engaging in practices that could threaten their solvency or the best interests of policyholders. These examinations help maintain consumer confidence in the insurance system and ensure market integrity.

While other entities may play roles in financial oversight or auditing, they do not replace the primary responsibility of state regulators in conducting financial survey examinations for insurance companies.